This report examines the factors that influence the adoption of digital finance. It focuses on attitudes, behaviors, experiences, and beliefs that shape individuals’ decisions to embrace digital financial services. The study provides insights into the key drivers and barriers to adoption in Africa. By understanding these factors, policymakers and financial service providers can develop targeted strategies to promote the uptake of digital financial services. The research highlights the importance of considering users’ perspectives and designing services that address their needs and preferences. It also emphasizes the role of trust, convenience, and awareness in driving adoption. The report offers valuable insights for advancing financial inclusion in the digital era.
Source: https://www.cariboudigital.net/wp-content/uploads/2024/03/FiDA-Snapshot-2-Which-Attitudes-Behaviours-Experiences-and-Beliefs-Influence-Digital-Financial-Adoption.pdf
Explore latest publications

Integration without Identification? ID System Challenges for Refugees and Migrants in Kenya
By Caribou Digital
Digital Identity, Refugees and Forced Migration
Integration without Identification? ID System Challenges for Refugees and Migrants in Kenya
Digital Identity, Refugees and Forced Migration
Research Report
By Caribou Digital
April 29, 2025
By Caribou Digital

Identification Requirements in European Migration Policy
By Caribou Digital
Digital Identity
Identification Requirements in European Migration Policy
Digital Identity
Research Report
By Caribou Digital
April 07, 2025
By Caribou Digital

Preparing for AI in the BPO and ITES Sector in Africa
By Caribou Digital,
Genesis Analytics
Genesis Analytics
Artificial Intelligence, Future of Work
Preparing for AI in the BPO and ITES Sector in Africa
Artificial Intelligence, Future of Work
Research Report
By Caribou Digital, Genesis Analytics
March 25, 2025
By Caribou Digital,
Genesis Analytics
Genesis Analytics
Pages
- Blog
- Call for Proposals: Platform Livelihoods Gender Study
- Collaboration for Impact
- Event Management
- Gender
- Home
- Identity and migration
- Live Learning: MTN DigiFin Fintech Edition – Apps in action
- Measurement and Impact Services
- MTN Live Learning
- Newsletters
- People
- Platform-Led Transformational Upskilling Report
- Privacy policy
- Projects & Services
- Publications
- Request for Proposals Video Storytelling: Platform Livelihoods & Covid-19
- Senior MEL advisor
- Skills for a Digital Age
- Strive Community Privacy
- Strive EU Privacy Policy