https://www.financedigitalafrica.org/research/2019/03/dfs-use-among-digital-kenyans/

This report is based on a representative sample of 1,000 Kenyans with data-enabled mobile phones—“Digital Kenyans”—gathered between September and November 2017 by Caribou Data. The research includes insights on DFS use in the context of other phone-based activities, explores DFS use by activity, and offers an illustrative segmentation focused on the distinctions between “basic” and advanced DFS use. https://www.financedigitalafrica.org/research/2019/03/dfs-use-among-digital-kenyans/

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